Understanding Your 2025-26 Financial Aid Offer: Information for Doctorate in Occupational Therapy Students
We are pleased to offer you a financial aid offer for your new opportunity here at Whitworth University. In addition to your award, you may have a missing information notification; please respond to the requested items/processes as soon as possible.
Financial Aid Timeline
To qualify for federal financial aid, please refer to the steps below:
- Receive a financial aid offer.
- Complete financial aid file – including online processes.
- Refer to the financial aid checklist on Self-Service.
- Register for classes – make sure financial aid award is consistent with academic plans (credit load).
- Receive financial aid funds on your student account the week classes start.
Billing Information
Students will receive information regarding payment options from the Whitworth Student Accounting Services Office prior to the start of each term. For billing questions, please contact the office at stuaccts@whitworth.edu.
Disbursement Information
For each semester, students can anticipate receiving their first disbursement after they have attended their first class. Funds can only be disbursed if the student's financial aid file is complete. To view disbursement requirements and disbursement dates, visit www.whitworth.edu/disbursement.
Cost Calculation
It is important that students know how their financial aid and tuition costs will change each semester. Your federal student loans are split equally each semester, though your costs change. Below is an example of how that looks for some students. Please take the time to compare your financial aid to your tuition costs to ensure you have enough funds each semester.
| Term | Credits | Cost per Credit | Total Term Cost | Federal Unsub. Loan* | Total Aid | Cost Minus Aid | Credit Based Loan Eligibility |
|---|---|---|---|---|---|---|---|
| Fall 2025 | 18 | $1,160 | $20,880 | $10,142 | Add any scholarships | $10,738 | $22,442 |
| Spring 2026 | 17 | $1,160 | $19,720 | $10,142 | Add any scholarships | $9,578 | $22,442 |
*This accounts for the origination fee that is charged by the Federal Department of Education to process and service the loan. The fee decreases for disbursements first made after October.
Federal Direct Unsubsidized Student Loan
Federal Direct Unsubsidized Student Loans are federally insured loans available to help cover the cost of higher education. Students are responsible for the interest which accrues on the loan starting from the time in which it first disburses onto the student account. To be eligible, students must complete the FAFSA. For more information about the Federal Direct Unsubsidized Loan program, please go to https://studentaid.gov/understand-aid/types/loans/subsidized-unsubsidized.
Credit Based Loans
If you still need additional financial aid on top of what you have been granted through the Federal Direct Student Loan program, you may consider applying for a credit based loan. Students who are interested should apply for either a Federal Graduate PLUS Loan or a private student loan. Before applying, please contact the financial aid office to discuss your eligibility.
Employer Tuition-Reimbursement Program
If you have tuition benefits through your place of employment, Whitworth will accept payment when your company pays, usually at the end of the term. All you need is a letter from your employer that states the reimbursement policy. Take that letter to the student accounts office and sign a promissory note. If your company reimburses only part of your tuition, you can request that we bill them for the amount they will pay; the balance is due upon registration. Please contact the student accounts office at 509.777.4495 if you have questions.
Financial Aid Policies and Consumer Information
To view our financial aid policies and consumer information, including your rights and responsibilities and satisfactory progress requirements, visit www.whitworth.edu/consumer-information.
The Whitworth Financial Aid Office staff welcomes your questions and can be reached at 509.777.3215 or 800.533.4668. Our office hours are Monday-Friday, 9 a.m.-4 p.m. We are open during the lunch hour.
Whitworth University
Financial Aid Office
300 W. Hawthorne Road
Spokane, WA 99251
509.777.3215
509.777.4601 (fax)
finaid@whitworth.edu