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Robin HenagerRobin Henager

Assistant Professor
300 W. Hawthorne Road
Spokane, WA 99251
Phone: 509.777.3585
Fax: 509.777.None listed
Office Location: Weyerhaeuser Hall 310C
Email: rhenager-greene@whitworth.edu

Dr. Henager is an award winning researcher and has taught at Whitworth since 2014, initially as a visiting scholar before joining the faculty. Her expertise and passion are in the areas of microeconomics, consumer decision making, and personal financial planning. Her research focuses on financial literacy, financial education, and financial behaviors that may be impacted by levels of financial literacy. Recent research also includes the relationship between student loans and financial wellness. She also currently holds a three-year appointment as Graduate Faculty at the University of Alabama.

Education

Ph.D., University of Georgia

M.B.A., Brenau University

B.A., Eastern Washington University

Year Joined Whitworth Faculty

2015

Areas of Specialization / Expertise

Research: Financial literacy, financial education, saving behavior, student loans

Coursework: Microeconomics, econometrics, finance, risk management, financial statement analysis, personal finance

Selected Publications / Presentations / Honors

Publications:
Heo, W, Henager, R., & Park N., Grable, J. E. (2018). What do financial planning organizations communicate to stakeholders and consumers? An empirical narrative analysis. Financial Services Review, 27.

Henager, R., & Wilmarth, M. J. (2018). The relationship between student loan debt and financial wellness. Family and Consumer Sciences Research Journal, Vol. 46, Issue 4, 381-395. doi: https://doi.org/10.1111/fcsr.12263

Kim, K. T., Wilmarth, M. J., & Henager, R. (2017). Poverty levels and debt indicators among low-income households before and after the Great Recession. Journal of Financial Counseling and Planning, Vol. 28, Issue 2, 196-212. Available at https://ssrn.com/abstract=3009900

Mauldin, T., Henager, R., Bowen, C. F., Cheang, M. (2016). Barriers and facilitators to savings behavior in low- to moderate-income households. Journal of Financial Counseling and Planning, Vol. 27, Issue 2, 231–251.

Henager, R. & Cude, B. J. (2016). Financial literacy and long- and short-term financial behavior in different age groups. Journal of Financial Counseling and Planning, Vol. 27, Issue 1, 1–17. [2016 Journal Article Award winner for the Journal of Financial Counseling and Planning (JFCP) and the Association of Financial Counseling and Planning Education (AFCPE)]

Henager, R., & Mauldin, T. (2015). Financial literacy: The relationship to savings in low- to moderate-income households. Family and Consumer Sciences Research Journal, Vol. 44, Issue 1, 73-87.

Book Chapters:

Henager, R. (March 2018). Household Economics. In Bornstein, M. H. (Ed.), The SAGE Encyclopedia of Lifespan Human Development. Thousand Oaks, CA: Sage Publications, Inc. doi: http://dx.doi.org/10.4135/9781506307633.n402

Presentations:

LaShaw, M. N. & Henager, R. (2018). Making personal finance teaching new again. Christian Business Faculty Association, Annual Conference.

Henager, R. & Anong, S. T. (2018). How does perceived financial well-being vary with funding options used to pay for college? A study using APLUS data. The American Council on Consumer Interests (ACCI) Annual Conference.

Henager, R., Danns, D., & Fischer, A. (2017). Financial literacy and confidence in the ability to fund an unexpected need. The American Council on Consumer Interests (ACCI) Annual Conference.
*This research was presented by undergraduate student, Abigail Fischer, in Albuquerque, NM. Abigail was awarded a student scholarship to attend the conference.

Anong, S. T. & Henager, R. (2017). Student loans and health-related hardship. The American Council on Consumer Interests (ACCI) Annual Conference.

Wilmarth, M. J., Kim, K. T., & Henager, R. (2017). Financial behaviors of military households: The role of financial literacy and financial education. The American Council on Consumer Interests (ACCI) Annual Conference.

Heo, W., Park, N., Henager, R. (2016). Are we depressed because of our jobs? Depression and coping among finance workers and non-finance workers. Academy of Financial Services Annual Conference, Las Vegas, NV, Oct 2016.

Heo, W., Henager, R., & Park, N. (2016). What do financial planning associations communicate to consumers? Different dialogue among financial planning associations and news articles. Academy of Financial Services Annual Conference, Las Vegas, NV, Oct 2016.

Henager, R., Wilmarth, M. J., & Mauldin, T. (2016). The relationship between student loan debt and financial wellness. The American Council on Consumer Interests (ACCI) Annual Conference.

Anong, S. T. & Henager, R. (2015). US state education efficiency in financial literacy outcomes. The American Council on Consumer Interests (ACCI) Annual Conference.

Mauldin, T. & Henager, R. (2015). Does the perceived burden of student loan debt affect saving behaviors. ACCI Conf.

Honors:

2016 Journal Article Award winner for the Journal of Financial Counseling and Planning (JFCP) and the Association of Financial Counseling and Planning Education (AFCPE). Henager, R. & Cude, B. J. (2016). Financial literacy and long- and short-term financial behavior in different age groups. Journal of Financial Counseling and Planning, Vol. 27, Issue 1, 1–17.

Omicron Delta Epsilon (ODE), Economics Honor Society, 2018-present.

Research & Scholarship

In Addition:

Dr. Henager founded and leads the Peer Financial Counseling and Education Program begun at Whitworth in 2015. A student outreach program teaching personal finance to students called Balance Your Buc$.

Dr. Henager serves on the Board of Directors for the American Council on Consumer Interests (ACCI), an international organization of scholars and practitioners.

Dr. Henager serves on the Board of Directors of The Way of Business, a local organization teaching biblical principles of stewardship to business owners.